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News · Crypto · Cointelegraph · Fri, Oct 2, 2026 2:00 PM

Circle pushes EU to swap bank-deposit reserves for liquidity limits

Image from the source feed · Cointelegraph

Circle urges the EU to swap mandatory bank-deposit reserve requirements for stablecoins with more flexible liquidity rules, aiming to keep cross-border

Circle has called on the European Union to amend its MiCA review, proposing a switch from mandatory bank‑deposit minimums to more adaptable liquidity standards for stablecoin reserves.

The company argues that such a change would preserve the ability of stablecoin issuers to operate across borders while maintaining regulatory oversight.

EU MiCA Review

By adopting liquidity‑based rules, the EU could reduce compliance costs for issuers and potentially enhance the stability of digital payment systems.

Based on reporting from Cointelegraph. Read the original.

OpenBook analysis

Market impact

The proposed shift may affect how stablecoin issuers manage reserves, influencing liquidity provision and cross-border payment flows. Traders in the digital asset and banking sectors may watch EU regulatory adjustments for implications on stablecoin compliance and market dynamics.

General market context for education only, not investment advice.

This briefing was summarized with automated tools from public reporting by Cointelegraph and is general market information, not investment advice. Editorial policy & corrections